PCX is an early-stage protocol — infrastructure, not a product — that captures line-item transaction records at the payment rail and links each one to a pseudonym, never to the person behind it. Bound across merchants, those records form a single source of truth the customer controls, held so that no single party can trace them back to a person.
A single receipt tells you little. Bound together, transaction records become market truth — what actually sold, where, and how a product is really performing: a complete, cross-merchant picture no rewards platform or card network can assemble. Today that picture stays scattered across silos — PCX is what binds it back together.
When a customer pays, a token — not their card number or name — carries each customer transaction record along the payment rail into an account they control on the PCX server platform. That account accumulates their records from every merchant under a single pseudonym, without exposing the customer. That customer-controlled record is what powers loyalty, analytics, and search.
Granted, multi-jurisdiction patents • Active research in privacy-preserving commerce • Backed by IPON & Communitech • Based in Waterloo, Canada’s tech hub
Working on privacy, payments, or transaction infrastructure?